GiniMachine

No-Code AI Decision-Making Software

Build predictive models with ease and gain actionable business insights in just a few clicks.

Features

Credit Scoring

• Break free from traditional credit scoring constraints. Utilize AI underwriting to extend loans to thin-file borrowers, balancing profit maximization with risk management.

Collection Scoring

• Prioritize debtors who are likely to pay quickly with GiniMachine. Get recommendations on the most effective collection methods—calls, messages, or others—boosting productivity and reducing time spent on non-performing debts.

Model Building

• Create precise predictive models with just 1,000 records of past decisions and outcomes. GiniMachine identifies the key factors leading to successful or unsuccessful results.

Model Validation

• Automatically craft and validate a predictive model using your historical data. GiniMachine assesses its accuracy and suitability for business forecasting in seconds.

Deployment

• Upload your latest data to activate the predictive model. It analyzes the impact of each variable to forecast decisions that drive success.

Debt Collection Agencies

• Enhance debt recovery with AI-driven data analytics and machine learning. Focus collection efforts on accounts with high repayment potential, optimizing resources and reducing operational costs.

Alternative Lenders

• Score credit applications and loans using diverse alternative data sources like rental and utility payments, asset ownership, and public records. Streamline pre-approvals and manage credit risk more effectively.

Pricing

• Free Trial: Access all features for a limited time.
• Pro Plan: Upgrade by contacting our sales team for details.